Detached House for sale at 195 Ontario Street, St. Catharines, Ontario, L2R 5K8 - Downtown - MLS: X13733796

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195 Ontario Street

St. Catharines, Ontario, L2R 5K8 - Downtown

$629,900

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Neighbourhood

Downtown
Major Intersection

Ontario Street and Welland Avenue

Listed Since: 13 day(s)
Last update: 1 day(s) ago

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Overview

Property Type

Detached, 1 1/2 Storey
Bedrooms

3
Bathrooms

2
Basement

Full + Finished
Kitchen

1
Total Parking

3 (1 Attached Garage)
Lot Size

47.67x120 (Feet)
Taxes

$4,881.00 (2026)
Type

Freehold

Property Description

Property description for 195 Ontario Street, St. Catharines

Timeless character, charm & curb appeal! Welcome to 195 Ontario Street, a beautiful all-brick Tudor nestled in the desirable Queen Mary neighbourhood, just minutes from Downtown St. Catharines. Lovingly maintained, this 1.5-storey home showcases the craftsmanship and charm that make character homes so special. Step inside to a thoughtfully designed layout featuring well-kept hardwood floors, custom door casings, trim & baseboards, beautiful crown moulding and a spacious living room filled with natural light. The inviting eat-in kitchen offers plenty of cabinetry, granite countertops, tiled backsplash and a peninsula with seating - creating a warm, functional space for everyday living and entertaining. Upstairs features 3 natural bedrooms and an updated 4pc bathroom, while the fully finished lower level offers a recreation room, office area, laundry and 3pc bathroom. Walk out outside and enjoy a beautifull landscaped, fully fenced and pool-sized backyard with a spacious deck and dedicated firepit area - an incredible space for entertaining, relaxing and enjoying summer days. The landscaped front yard features low-maintenance AstroTurf, while the double-wide concrete driveway and attached garage add convenience. Fantastic curb appeal completes the package! Ideally located close to Montebello Park, Alex McKenzie Park, Downtown restaurants, shops & amenities, St. Catharines Hospital and public transit, with public and school transit near by. A truly charming home where timeless character meets functionality, fantastic outdoor space and a location close to it all. Come experience the charm for yourself! A true pleasure to view and show.

Listed by OLYMPIA REALTY INCORPORATED

Property details

MLS #

X13733796
Sq. Ft

1100-1500
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

Available Upon Request
Pool

None
Drive

n/a
Garage

Attached, 1 spaces
Total Parking

3
Family Room

N
Den

N
Exterior

Brick
Fireplace

Y
Roof

Asphalt Shingle
Foundation

Concrete Block
Elevator

n/a
Water View

n/a
Laundry Level

n/a
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

Y

MLS #

X13733796
Sq. Ft

1100-1500
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

Available Upon Request
Pool

None
Drive

n/a
Garage

Attached, 1 spaces
Total Parking

3
Family Room

N
Den

N
Exterior

Brick
Fireplace

Y
Roof

Asphalt Shingle
Foundation

Concrete Block
Elevator

n/a
Water View

n/a
Laundry Level

n/a
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

Y

Kitchen

5.65 x 3.65 ft Main level

Eat-In Kitchen, Granite Counter
Living

5.96 x 3.25 ft Main level
Primary

4.58 x 3.14 ft 2nd level
2nd Br

4.04 x 326.0 ft 2nd level
3rd Br

3.42 x 2.29 ft 2nd level
Bathroom

2.29 x 2.16 ft 2nd level

4 Pc Bath
Rec

4.58 x 2.97 ft Bsmt level
Bathroom

2.97 x 2.12 ft Bsmt level

Contact Manoj Kukreja

Sales Representative,
Century 21 People’s Choice Realty Inc.,
Brokerage
(647) 576 - 2100

Property History

Property history for 195 Ontario Street, St. Catharines

This property has been sold 1 time before. Create your free account to explore sold prices, detailed property history, and more insider data.

Local Real Estate Price Trends for Detached in Downtown

Active listings

Average Selling Price of a Detached

August 2026

$474,531

Last 3 Months

$466,579

Last 12 Months

$470,872

August 2025

$605,650

Last 3 Months LY

$539,699

Last 12 Months LY

$541,687

Change

-22%

Change

-14%

Change

-13%

How many days Detached takes to sell (DOM)

August 2026

Last 3 Months

Last 12 Months

August 2025

Last 3 Months LY

Last 12 Months LY

Change

-15%

Change

40%

Average Selling price

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Closing Cost Calculator

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First time home buyer

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Down Payment(%)*

Additional information

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registration Fee's

$164

Title Insurance

Closing Cost Total

Total Cash flow for purchasing this property

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registarion Fee's

$164

Title Insurance

Purchase Price

Down Payment($)

Down Payment(%)*

First time home buyer

* A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.